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For Managing Credit & Reducing Debt

A listing here does not imply a recommendation.

Negotiate with Your Credit Lenders

Learn how to negotiate better terms with your credit card companies (lower rates, waive penalties, etc.) by reading the following article from the Federal Trade Commission: Knee Deep in Debt


Find and Verify Credit Counseling Agencies

The Association of Independent Consumer Counseling Agencies and the National Foundation for Credit Counseling provide lists of credit counseling agencies for you to choose from. However, it's important to check the reputation of an agency before using them. You can do this at the Better Business Bureau web site.

Find out what questions to ask when choosing a credit counseling agency by reading the Federal Trade Commission's Facts for Consumers.

Job & Money - Psychic Readings
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