A listing here does not imply a recommendation.
Negotiate with Your Credit Lenders
Learn how to negotiate better terms with your credit
card companies (lower rates, waive penalties, etc.) by reading the following
article from the Federal Trade Commission: Knee
Deep in Debt
Find and Verify Credit Counseling
Agencies
The Association
of Independent Consumer Counseling Agencies and the National
Foundation for Credit Counseling provide lists of credit counseling
agencies for you to choose from. However, it's important to check the
reputation of an agency before using them. You can do this at the Better
Business Bureau web site.
Find out what questions to ask when choosing a credit
counseling agency by reading the Federal Trade Commission's Facts
for Consumers.